If you're 55+ with $100K+ in a 401(k) or IRA, see whether a Secure Retirement Account can lock in your growth before this quarter's rate window closes.
It falls outside what a typical fee-based practice is set up to offer.
No annual management fee means less incentive to bring it to your table.
It just means you have to ask about it yourself — which is what you're doing now.
Fees quietly drain your balance over time.
Limited liquidity — early withdrawals can trigger penalties.
No guarantee — your balance moves with the market.
Longevity risk — outlive your withdrawals, run out of money.
No plan fees — keep what you contribute and earn.
Rate locked at signup — set before market swings hit.
Annual access within your plan's free-withdrawal amount.
Income built to last a lifetime, with legacy options.
Guarantees are backed by the claims-paying ability of the issuing insurance company, not a government agency. Withdrawals beyond your free-withdrawal amount, or during the surrender period, may incur charges. General information only — not personalized financial or tax advice.
This isn't new or experimental. Guarantee-based accounts like this have protected and grown family wealth for well over a century — they're just rarely brought up in a standard advisory meeting.
Eligibility depends on a few factors — age, account type, and current balance. The only way to know is to answer a few quick questions.
Carriers reprice these accounts every quarter. Today's rate isn't guaranteed next quarter — check your eligibility now.
If you're 55+ with $100K+ in a 401(k) or IRA, see whether a Secure Retirement Account can lock in your growth before this quarter's rate window closes.
It falls outside what a typical fee-based practice is set up to offer.
No annual management fee means less incentive to bring it to your table.
It just means you have to ask about it yourself — which is what you're doing now.
Fees quietly drain your balance over time.
Limited liquidity — early withdrawals can trigger penalties.
No guarantee — your balance moves with the market.
Longevity risk — outlive your withdrawals, run out of money.
No plan fees — keep what you contribute and earn.
Rate locked at signup — set before market swings hit.
Annual access within your plan's free-withdrawal amount.
Income built to last a lifetime, with legacy options.
Guarantees are backed by the claims-paying ability of the issuing insurance company, not a government agency. Withdrawals beyond your free-withdrawal amount, or during the surrender period, may incur charges. General information only — not personalized financial or tax advice.
This isn't new or experimental. Guarantee-based accounts like this have protected and grown family wealth for well over a century — they're just rarely brought up in a standard advisory meeting.
Eligibility depends on a few factors — age, account type, and current balance. The only way to know is to answer a few quick questions.
Carriers reprice these accounts every quarter. Today's rate isn't guaranteed next quarter — check your eligibility now.